# India Payments Preflight Lite

Free starter version from Agent Skills Lab.

## What this Lite agent helps you check

Review Razorpay, Cashfree, PhonePe PG, and UPI integrations for webhook signatures, idempotency, async terminal statuses, refunds, GST invoice data, and reconciliation.

## Best for

- Deciding whether this risk is relevant to your repo
- Running a quick first-pass review with your coding agent
- Creating a lightweight issue list before buying the Pro agent

## Problems to look for

- fake paid states
- duplicate webhook fulfillment
- unreconciled UPI settlements

## Starter checklist

- webhook HMAC
- idempotency
- UPI expiry
- AutoPay mandates
- refunds
- UTR/RRN

## Prompt to use

Copy this into Codex, Claude Code, Cursor, Gemini CLI, OpenClaw, or another coding agent:

```text
Use this India Payments Preflight Lite checklist to inspect my repository for fake paid states, duplicate webhook fulfillment, unreconciled UPI settlements.

Stay read-only unless I explicitly ask for code changes. Report:
1. files reviewed
2. likely risks found
3. missing evidence
4. tests or checks I should add
5. what requires human review
```

## Lite limits

- Starter checklist only
- No full Pro SKILL.md playbook
- No deep reference pack
- No example report templates
- No test prompt suite
- No buyer-watermarked Pro download
- No v1.x paid update access

## Why upgrade to Pro

The Pro agent adds the full specialist playbook, richer references, safer operating rules, example outputs, test prompts, and a more reviewable report structure for real release, compliance, payment, tax, or QA work.

Upgrade here: https://agentskills.qolapps.org/skills/india-payments-integration-preflight